अगर आप Banking Sector Government Job की तैयारी कर रहे हैं और Officer Level की stable job चाहते हैं, तो आपके लिए एक बहुत ही बड़ी खुशखबरी है। Bank of India Credit Officer Recruitment 2025–26 के तहत General Banking Officer (GBO) Stream में Credit Officer के कुल 514 पदों पर भर्ती का notification जारी कर दिया गया है।
यह भर्ती खास तौर पर उन candidates के लिए golden opportunity है जो Finance, Credit, Banking Operations और Loan Management जैसे fields में career बनाना चाहते हैं। Attractive Salary, All India Posting, Promotion Scope और PSU Bank Status इस vacancy को और भी ज्यादा valuable बनाता है।
इस article में आपको Bank of India Credit Officer Bharti 2025 से जुड़ी हर जरूरी जानकारी detail में मिलेगी जैसे – vacancy details, eligibility criteria, age limit, salary structure, selection process, exam pattern, application fee, documents required, apply process और important links।
🔔 Bank of India Credit Officer Vacancy 2025 – Overview
| Particulars | Details |
|---|---|
| Recruitment Name | Bank of India Credit Officer Recruitment 2025–26 |
| Bank Name | Bank of India |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancy | 514 Posts |
| Apply Mode | Online |
| Job Location | All India |
| Online Apply Start Date | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Exam Mode | Online Test / Interview |

📌 Bank of India Credit Officer Post Details 2025
Bank of India ने Credit Officer के पद अलग-अलग management scale में जारी किए हैं, जिससे fresh और experienced candidates दोनों को मौका मिलता है।
| Post Name | Scale | Total Posts |
|---|---|---|
| Credit Officer | MMGS-II | 418 |
| Credit Officer | MMGS-III | 60 |
| Credit Officer | SMGS-IV | 36 |
| Total | — | 514 |
👉 Vacancy number provisional है, bank requirement के अनुसार change हो सकता है।
🎓 Educational Qualification (Eligibility Criteria)
Bank of India Credit Officer Eligibility 2025 के अनुसार candidate के पास relevant discipline में Graduation / Professional Degree होना जरूरी है।
- General / EWS category: Minimum 60% marks
- SC / ST / OBC / PwBD category: Minimum 55% marks (5% relaxation)
👉 CGPA / OGPA candidates को percentage में convert करके application form में fill करना होगा।
🎂 Age Limit for Credit Officer (As on 01.11.2025)
| Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 35 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 30 Years | 40 Years |
⏳ Age Relaxation
- SC / ST: 5 Years
- OBC (Non-Creamy Layer): 3 Years
- PwBD: 10 Years
- Ex-Servicemen: 5 Years

💰 Salary Structure – Bank of India Credit Officer Salary 2025
अगर salary की बात करें तो Bank of India Credit Officer Salary काफी attractive है।
| Scale | Pay Scale (₹) |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
इसके अलावा candidates को मिलते हैं:
- DA (Dearness Allowance)
- HRA / Lease Facility
- Medical Benefits
- LTC
- Pension & Gratuity
- Other Bank Perks
📝 Selection Process – BOI Credit Officer Selection 2025
Bank of India Credit Officer Selection Process mainly दो stages में complete होगी:
- Online Examination
- Personal Interview
Bank reserves right to conduct only interview depending on number of applications.
📊 Online Exam Pattern – Credit Officer Exam 2025
| Section | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning Ability | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
- Exam Duration: 120 Minutes
- English section: Qualifying nature
- Negative Marking: 0.25 marks
🎯 Interview Details
- Interview Marks: 100
- Minimum Qualifying Marks:
- General / EWS: 50%
- SC / ST / OBC / PwBD: 45%
Final Merit List
- Online Exam + Interview
- Weightage: 70% Exam + 30% Interview
💵 Application Fee – BOI Credit Officer Apply Fee
| Category | Application Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS | ₹850 |
👉 Fee once paid is non-refundable.

🧑💻 How to Apply Online – Step by Step Guide
Bank of India Credit Officer Online Apply 2025 करने के लिए नीचे दिए गए steps follow करें:
- Official website पर जाएं
- Career section open करें
- Credit Officer Recruitment link पर click करें
- New Registration करें
- Login करके application form fill करें
- Photo, Signature, Thumb Impression upload करें
- Online fee payment करें
- Final submit करके application print save करें
📂 Required Documents List
- Graduation / Professional Degree Certificate
- Marksheet
- Date of Birth Proof
- Caste Certificate (if applicable)
- EWS Certificate (if applicable)
- PwBD Certificate (if applicable)
- Valid Photo ID Proof
- Experience Certificate (if required)
🔗 Important Links (Must for Sarkari Website)
| Link Name | Click Here |
|---|---|
| Registration | Click Here |
| Login | Click Here |
| Official Notification PDF | Click Here |
| Apply Online | Click Here |
| Official Website | Click Here |
| WhatsApp Channel | Click Here |
❓ FAQs – Bank of India Credit Officer Recruitment 2025
Q1. Bank of India Credit Officer total vacancy कितनी है?
👉 Total 514 Posts।
Q2. Last date to apply online क्या है?
👉 05 January 2026।
Q3. Exam online होगा या offline?
👉 Exam Online mode में होगा।
Q4. Posting location कहां होगी?
👉 All India posting।
Q5. Salary कितनी मिलेगी?
👉 ₹64,820 से ₹1,20,940 तक + allowances।
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✅ Conclusion
अगर आप Bank Job 2025, Credit Officer Vacancy, या Officer Level PSU Bank Job की तलाश में हैं, तो Bank of India Credit Officer Recruitment 2025–26 आपके लिए एक perfect opportunity है। Limited time window में application open है, इसलिए eligible candidates को चाहिए कि वे delay न करें और जल्दी apply करें।
